NHS Life
NHS pension — opt in or out as a short-term doctor?
Posted by Dr. Tomasz · 6/21/2026
Planning to stay 3-4 years. Is the NHS pension still worth it for that timeframe?
1 reply
Dr. Anjali Patel · 7/16/2026
If you're staying more than 2-3 years, opt in. The employer contribution is significant and you can transfer some overseas pensions later.
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